Xavier University

New Orleans, LA · 1 · Charter #12748
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.6M
10th percentile
Members
377
13th percentile
Total loans
$506.9K
10th percentile
Total shares
$1.4M
12th percentile

Profitability

Return on assets
6.12%
99th percentile
Net interest margin
4.45%
67th percentile
Efficiency ratio
40.36%
92th percentile
Non-interest income ratio
1.08%
14th percentile

Capital & Risk

Net worth ratio
14.21%
45th percentile
Delinquency rate
3.07%
15th percentile
Net charge-off rate
1.16%
13th percentile
Loan-to-share
37.10%
18th percentile

Growth

Member growth YoY
-2.08%
43th percentile
Asset growth YoY
-1.77%
31th percentile
Loan growth YoY
-12.19%
17th percentile
Share growth YoY
-8.46%
11th percentile

Operations

Members / branch
189
7th percentile
Assets / member
$4,226
12th percentile
Field of membership penetration
100.00%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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