Salt Employees

GRAND SALINE, TX · 1 · Charter #15001
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.5M
10th percentile
Members
319
11th percentile
Total loans
$670.4K
12th percentile
Total shares
$786.5K
7th percentile

Profitability

Return on assets
-0.50%
8th percentile
Net interest margin
3.86%
46th percentile
Efficiency ratio
106.71%
4th percentile
Non-interest income ratio
1.89%
18th percentile

Capital & Risk

Net worth ratio
43.97%
98th percentile
Delinquency rate
0.63%
53th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
85.23%
83th percentile

Growth

Member growth YoY
-3.04%
33th percentile
Asset growth YoY
-1.09%
35th percentile
Loan growth YoY
-12.15%
18th percentile
Share growth YoY
1.73%
57th percentile

Operations

Members / branch
319
14th percentile
Assets / member
$4,724
15th percentile
Field of membership penetration
42.53%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Salt Employees?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo