Nashville Post Office

NASHVILLE, TN · 2 · Charter #67922 · www.npocu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$80.0M
31th percentile
Members
4,300
17th percentile
Total loans
$37.0M
23th percentile
Total shares
$65.9M
29th percentile

Profitability

Return on assets
0.96%
45th percentile
Net interest margin
2.95%
16th percentile
Efficiency ratio
56.94%
66th percentile
Non-interest income ratio
21.29%
70th percentile

Capital & Risk

Net worth ratio
16.66%
85th percentile
Delinquency rate
1.25%
24th percentile
Net charge-off rate
0.74%
17th percentile
Loan-to-share
56.16%
29th percentile

Growth

Member growth YoY
-3.46%
20th percentile
Asset growth YoY
8.68%
83th percentile
Loan growth YoY
4.53%
69th percentile
Share growth YoY
8.35%
82th percentile

Operations

Members / branch
4,300
74th percentile
Assets / member
$18,603
79th percentile
Field of membership penetration
34.40%
82th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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