Generations United

New York, NY · 1 · Charter #24947 · www.gufcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.8M
32th percentile
Members
237
7th percentile
Total loans
$1.9M
22th percentile
Total shares
$1.2M
10th percentile

Profitability

Return on assets
-19.80%
0th percentile
Net interest margin
4.10%
55th percentile
Efficiency ratio
513.93%
0th percentile
Non-interest income ratio
1.96%
19th percentile

Capital & Risk

Net worth ratio
49.43%
99th percentile
Delinquency rate
2.37%
20th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
168.18%
100th percentile

Growth

Member growth YoY
323.21%
100th percentile
Asset growth YoY
24.74%
99th percentile
Loan growth YoY
472652.43%
100th percentile
Share growth YoY
4021.28%
100th percentile

Operations

Members / branch
237
9th percentile
Assets / member
$28,571
99th percentile
Field of membership penetration
0.04%
0th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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