Le Roy

LE ROY, NY · 1 · Charter #12170 · www.leroyfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$20.8M
63th percentile
Members
1,557
54th percentile
Total loans
$6.9M
53th percentile
Total shares
$18.6M
66th percentile

Profitability

Return on assets
1.84%
88th percentile
Net interest margin
3.85%
45th percentile
Efficiency ratio
60.62%
63th percentile
Non-interest income ratio
18.23%
79th percentile

Capital & Risk

Net worth ratio
10.58%
20th percentile
Delinquency rate
2.03%
24th percentile
Net charge-off rate
0.06%
66th percentile
Loan-to-share
36.87%
18th percentile

Growth

Member growth YoY
-2.63%
37th percentile
Asset growth YoY
5.98%
79th percentile
Loan growth YoY
-6.89%
34th percentile
Share growth YoY
4.71%
74th percentile

Operations

Members / branch
779
37th percentile
Assets / member
$13,373
78th percentile
Field of membership penetration
15.57%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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