Funeral Service

Springfield, IL · 2 · Charter #66253 · www.fscunet.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$9.9M
41th percentile
Members
674
24th percentile
Total loans
$8.9M
62th percentile
Total shares
$7.2M
39th percentile

Profitability

Return on assets
-0.15%
13th percentile
Net interest margin
3.91%
48th percentile
Efficiency ratio
52.94%
79th percentile
Non-interest income ratio
3.08%
24th percentile

Capital & Risk

Net worth ratio
18.96%
70th percentile
Delinquency rate
0.85%
46th percentile
Net charge-off rate
0.86%
20th percentile
Loan-to-share
124.43%
98th percentile

Growth

Member growth YoY
-3.02%
33th percentile
Asset growth YoY
-7.84%
9th percentile
Loan growth YoY
-5.43%
39th percentile
Share growth YoY
-4.09%
24th percentile

Operations

Members / branch
674
31th percentile
Assets / member
$14,686
84th percentile
Field of membership penetration
2.25%
12th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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