Olivet Baptist

Cordova, TN · 2 · Charter #68165
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$615.7K
5th percentile
Members
896
33th percentile
Total loans
$128.1K
4th percentile
Total shares
$522.7K
6th percentile

Profitability

Return on assets
0.72%
46th percentile
Net interest margin
3.44%
32th percentile
Efficiency ratio
65.21%
54th percentile
Non-interest income ratio
6.75%
40th percentile

Capital & Risk

Net worth ratio
14.75%
49th percentile
Delinquency rate
2.99%
15th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
24.51%
8th percentile

Growth

Member growth YoY
-4.27%
22th percentile
Asset growth YoY
-2.51%
27th percentile
Loan growth YoY
6.72%
84th percentile
Share growth YoY
-3.80%
26th percentile

Operations

Members / branch
896
42th percentile
Assets / member
$687
1th percentile
Field of membership penetration
85.33%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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