Metro Realtors

Melville, NY · 1 · Charter #20857 · www.mrfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.1M
44th percentile
Members
1,621
56th percentile
Total loans
$8.7M
61th percentile
Total shares
$9.8M
47th percentile

Profitability

Return on assets
-1.29%
5th percentile
Net interest margin
3.31%
27th percentile
Efficiency ratio
87.26%
15th percentile
Non-interest income ratio
5.87%
37th percentile

Capital & Risk

Net worth ratio
10.80%
21th percentile
Delinquency rate
1.99%
25th percentile
Net charge-off rate
0.25%
47th percentile
Loan-to-share
88.48%
86th percentile

Growth

Member growth YoY
-9.19%
7th percentile
Asset growth YoY
-10.34%
5th percentile
Loan growth YoY
-18.11%
8th percentile
Share growth YoY
-10.74%
7th percentile

Operations

Members / branch
1,621
68th percentile
Assets / member
$6,848
29th percentile
Field of membership penetration
6.00%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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