Chrome

Canonsburg, PA · 1 · Charter #20558 · www.chromefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$218.3M
94th percentile
Members
15,582
92th percentile
Total loans
$145.3M
94th percentile
Total shares
$182.4M
92th percentile

Profitability

Return on assets
0.57%
21th percentile
Net interest margin
3.89%
63th percentile
Efficiency ratio
72.24%
21th percentile
Non-interest income ratio
21.38%
70th percentile

Capital & Risk

Net worth ratio
15.38%
79th percentile
Delinquency rate
0.58%
58th percentile
Net charge-off rate
0.38%
45th percentile
Loan-to-share
79.68%
70th percentile

Growth

Member growth YoY
13.09%
98th percentile
Asset growth YoY
9.49%
86th percentile
Loan growth YoY
10.76%
89th percentile
Share growth YoY
18.19%
97th percentile

Operations

Members / branch
5,194
84th percentile
Assets / member
$14,009
46th percentile
Field of membership penetration
0.64%
9th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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