Ancorum

Bath, ME · 2 · Charter #67993 · www.fivecounty.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$395.0M
39th percentile
Members
30,693
55th percentile
Total loans
$286.9M
47th percentile
Total shares
$351.3M
44th percentile

Profitability

Return on assets
0.44%
15th percentile
Net interest margin
4.09%
85th percentile
Efficiency ratio
81.70%
1th percentile
Non-interest income ratio
32.89%
96th percentile

Capital & Risk

Net worth ratio
9.25%
21th percentile
Delinquency rate
0.32%
85th percentile
Net charge-off rate
0.31%
60th percentile
Loan-to-share
81.66%
54th percentile

Growth

Member growth YoY
-0.62%
36th percentile
Asset growth YoY
2.78%
32th percentile
Loan growth YoY
-1.29%
20th percentile
Share growth YoY
2.89%
35th percentile

Operations

Members / branch
2,046
4th percentile
Assets / member
$12,868
19th percentile
Field of membership penetration
3.08%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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