Georgetown Kraft

Georgetown, SC · 2 · Charter #60791 · www.gkcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$188.2M
86th percentile
Members
18,224
96th percentile
Total loans
$110.0M
82th percentile
Total shares
$153.3M
83th percentile

Profitability

Return on assets
2.26%
95th percentile
Net interest margin
5.04%
96th percentile
Efficiency ratio
65.28%
42th percentile
Non-interest income ratio
32.06%
95th percentile

Capital & Risk

Net worth ratio
18.23%
90th percentile
Delinquency rate
0.96%
36th percentile
Net charge-off rate
0.77%
16th percentile
Loan-to-share
71.74%
56th percentile

Growth

Member growth YoY
9.34%
97th percentile
Asset growth YoY
4.34%
54th percentile
Loan growth YoY
-2.67%
28th percentile
Share growth YoY
2.43%
41th percentile

Operations

Members / branch
3,645
62th percentile
Assets / member
$10,329
16th percentile
Field of membership penetration
19.00%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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