Mid-Hudson Valley

Kingston, NY · 1 · Charter #15766 · www.mhvfcu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.7B
38th percentile
Members
94,851
39th percentile
Total loans
$1.1B
32th percentile
Total shares
$1.5B
40th percentile

Profitability

Return on assets
0.86%
41th percentile
Net interest margin
3.32%
58th percentile
Efficiency ratio
59.98%
18th percentile
Non-interest income ratio
17.47%
41th percentile

Capital & Risk

Net worth ratio
9.81%
28th percentile
Delinquency rate
0.54%
68th percentile
Net charge-off rate
0.39%
64th percentile
Loan-to-share
73.04%
17th percentile

Growth

Member growth YoY
1.27%
38th percentile
Asset growth YoY
5.94%
53th percentile
Loan growth YoY
4.90%
49th percentile
Share growth YoY
5.60%
53th percentile

Operations

Members / branch
7,296
46th percentile
Assets / member
$17,411
44th percentile
Field of membership penetration
3.96%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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