Box Butte Public Employees

ALLIANCE, NE · 1 · Charter #4176 · WWW.BOXBUTTEFCU.COM
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.6M
38th percentile
Members
653
23th percentile
Total loans
$5.1M
45th percentile
Total shares
$7.9M
41th percentile

Profitability

Return on assets
-1.11%
5th percentile
Net interest margin
2.64%
11th percentile
Efficiency ratio
67.77%
47th percentile
Non-interest income ratio
8.52%
47th percentile

Capital & Risk

Net worth ratio
6.62%
1th percentile
Delinquency rate
2.52%
19th percentile
Net charge-off rate
0.25%
47th percentile
Loan-to-share
64.70%
56th percentile

Growth

Member growth YoY
0.15%
69th percentile
Asset growth YoY
6.75%
83th percentile
Loan growth YoY
-5.05%
41th percentile
Share growth YoY
9.35%
90th percentile

Operations

Members / branch
653
30th percentile
Assets / member
$13,164
77th percentile
Field of membership penetration
26.12%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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