Transit Employees

Greenbelt, MD · 1 · Charter #3764 · www.tefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$93.4M
41th percentile
Members
10,391
71th percentile
Total loans
$40.5M
28th percentile
Total shares
$76.4M
38th percentile

Profitability

Return on assets
0.37%
12th percentile
Net interest margin
3.40%
35th percentile
Efficiency ratio
82.34%
5th percentile
Non-interest income ratio
36.63%
98th percentile

Capital & Risk

Net worth ratio
19.53%
92th percentile
Delinquency rate
2.30%
8th percentile
Net charge-off rate
0.67%
21th percentile
Loan-to-share
53.04%
23th percentile

Growth

Member growth YoY
-3.05%
24th percentile
Asset growth YoY
-3.24%
6th percentile
Loan growth YoY
-6.80%
12th percentile
Share growth YoY
-5.71%
2th percentile

Operations

Members / branch
10,391
98th percentile
Assets / member
$8,989
8th percentile
Field of membership penetration
15.99%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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