Ascentra

Bettendorf, IA · 2 · Charter #63268 · www.ascentra.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$575.2M
66th percentile
Members
43,245
78th percentile
Total loans
$415.3M
70th percentile
Total shares
$489.3M
65th percentile

Profitability

Return on assets
1.04%
55th percentile
Net interest margin
4.28%
90th percentile
Efficiency ratio
72.27%
7th percentile
Non-interest income ratio
29.44%
92th percentile

Capital & Risk

Net worth ratio
10.25%
39th percentile
Delinquency rate
0.89%
35th percentile
Net charge-off rate
0.68%
26th percentile
Loan-to-share
84.88%
61th percentile

Growth

Member growth YoY
1.21%
59th percentile
Asset growth YoY
5.75%
54th percentile
Loan growth YoY
4.31%
52th percentile
Share growth YoY
4.84%
53th percentile

Operations

Members / branch
4,805
54th percentile
Assets / member
$13,301
23th percentile
Field of membership penetration
4.68%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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