Mojave Plant Employees

MOJAVE, CA · 1 · Charter #11900
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.0M
7th percentile
Members
199
6th percentile
Total loans
$646.4K
11th percentile
Total shares
$806.0K
8th percentile

Profitability

Return on assets
1.52%
79th percentile
Net interest margin
5.18%
86th percentile
Efficiency ratio
64.78%
54th percentile
Non-interest income ratio
2.87%
23th percentile

Capital & Risk

Net worth ratio
19.46%
72th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
2.43%
5th percentile
Loan-to-share
80.19%
76th percentile

Growth

Member growth YoY
-7.87%
9th percentile
Asset growth YoY
-8.89%
7th percentile
Loan growth YoY
-15.62%
11th percentile
Share growth YoY
-10.24%
8th percentile

Operations

Members / branch
199
8th percentile
Assets / member
$5,033
17th percentile
Field of membership penetration
79.60%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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