Geovista

Hinesville, GA · 1 · Charter #16168 · www.geovistacu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$243.9M
99th percentile
Members
21,793
99th percentile
Total loans
$100.4M
76th percentile
Total shares
$222.0M
99th percentile

Profitability

Return on assets
0.98%
47th percentile
Net interest margin
3.29%
30th percentile
Efficiency ratio
71.61%
22th percentile
Non-interest income ratio
37.74%
98th percentile

Capital & Risk

Net worth ratio
8.51%
7th percentile
Delinquency rate
1.12%
28th percentile
Net charge-off rate
1.14%
9th percentile
Loan-to-share
45.25%
14th percentile

Growth

Member growth YoY
-5.43%
10th percentile
Asset growth YoY
2.73%
40th percentile
Loan growth YoY
-3.78%
22th percentile
Share growth YoY
2.37%
41th percentile

Operations

Members / branch
3,113
50th percentile
Assets / member
$11,191
22th percentile
Field of membership penetration
3.95%
41th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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