Bloomington Municipal

Bloomington, IL · 2 · Charter #63103 · www.bmcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$44.1M
94th percentile
Members
2,247
72th percentile
Total loans
$13.0M
74th percentile
Total shares
$38.0M
95th percentile

Profitability

Return on assets
1.32%
73th percentile
Net interest margin
3.10%
22th percentile
Efficiency ratio
45.42%
88th percentile
Non-interest income ratio
9.33%
50th percentile

Capital & Risk

Net worth ratio
13.48%
40th percentile
Delinquency rate
0.15%
74th percentile
Net charge-off rate
0.16%
54th percentile
Loan-to-share
34.21%
16th percentile

Growth

Member growth YoY
-1.49%
49th percentile
Asset growth YoY
12.78%
95th percentile
Loan growth YoY
16.42%
94th percentile
Share growth YoY
13.15%
95th percentile

Operations

Members / branch
2,247
83th percentile
Assets / member
$19,611
95th percentile
Field of membership penetration
43.29%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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