New Community

Newark, NJ · 1 · Charter #24167 · www.newcommunityFCU.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.1M
17th percentile
Members
3,527
90th percentile
Total loans
$1.1M
15th percentile
Total shares
$2.5M
18th percentile

Profitability

Return on assets
0.22%
24th percentile
Net interest margin
3.96%
49th percentile
Efficiency ratio
97.10%
8th percentile
Non-interest income ratio
68.58%
99th percentile

Capital & Risk

Net worth ratio
13.37%
40th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
42.84%
25th percentile

Growth

Member growth YoY
-0.76%
57th percentile
Asset growth YoY
-3.94%
20th percentile
Loan growth YoY
11.02%
91th percentile
Share growth YoY
-5.59%
18th percentile

Operations

Members / branch
3,527
95th percentile
Assets / member
$877
1th percentile
Field of membership penetration
88.17%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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