Cooperative Teachers

Tyler, TX · 2 · Charter #67576 · www.coopteachers.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$92.1M
40th percentile
Members
4,528
19th percentile
Total loans
$65.5M
55th percentile
Total shares
$81.8M
43th percentile

Profitability

Return on assets
-0.03%
4th percentile
Net interest margin
3.83%
60th percentile
Efficiency ratio
68.15%
32th percentile
Non-interest income ratio
14.15%
35th percentile

Capital & Risk

Net worth ratio
7.87%
3th percentile
Delinquency rate
2.65%
5th percentile
Net charge-off rate
1.14%
9th percentile
Loan-to-share
80.08%
71th percentile

Growth

Member growth YoY
-16.47%
1th percentile
Asset growth YoY
-10.26%
0th percentile
Loan growth YoY
-13.75%
2th percentile
Share growth YoY
-9.90%
0th percentile

Operations

Members / branch
2,264
28th percentile
Assets / member
$20,351
85th percentile
Field of membership penetration
2.06%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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