Williamson County Catholic

Herrin, IL · 2 · Charter #63459 · www.wcccu.us
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.9M
16th percentile
Members
628
22th percentile
Total loans
$2.0M
22th percentile
Total shares
$2.6M
18th percentile

Profitability

Return on assets
0.08%
19th percentile
Net interest margin
3.32%
28th percentile
Efficiency ratio
66.41%
51th percentile
Non-interest income ratio
8.46%
47th percentile

Capital & Risk

Net worth ratio
8.45%
7th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
75.77%
71th percentile

Growth

Member growth YoY
-1.41%
50th percentile
Asset growth YoY
7.05%
84th percentile
Loan growth YoY
-3.72%
47th percentile
Share growth YoY
7.51%
86th percentile

Operations

Members / branch
628
29th percentile
Assets / member
$4,543
14th percentile
Field of membership penetration
20.93%
34th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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