Spc Brooklyn

Brooklyn, NY · 1 · Charter #18858
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$373.1K
3th percentile
Members
298
10th percentile
Total loans
$71.6K
3th percentile
Total shares
$324.3K
3th percentile

Profitability

Return on assets
2.92%
97th percentile
Net interest margin
6.65%
98th percentile
Efficiency ratio
56.24%
73th percentile
Non-interest income ratio
0.26%
8th percentile

Capital & Risk

Net worth ratio
13.08%
38th percentile
Delinquency rate
14.77%
1th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
22.08%
7th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
-4.40%
18th percentile
Loan growth YoY
20.72%
96th percentile
Share growth YoY
-5.34%
19th percentile

Operations

Members / branch
149
5th percentile
Assets / member
$1,252
2th percentile
Field of membership penetration
9.03%
23th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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