Mississippi Dhs

JACKSON, MS · 1 · Charter #8052 · www.msdhsfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.1M
41th percentile
Members
2,191
71th percentile
Total loans
$4.8M
42th percentile
Total shares
$8.6M
43th percentile

Profitability

Return on assets
-0.02%
15th percentile
Net interest margin
5.07%
84th percentile
Efficiency ratio
87.56%
14th percentile
Non-interest income ratio
23.27%
88th percentile

Capital & Risk

Net worth ratio
13.93%
44th percentile
Delinquency rate
0.17%
73th percentile
Net charge-off rate
0.54%
30th percentile
Loan-to-share
55.47%
43th percentile

Growth

Member growth YoY
1.01%
77th percentile
Asset growth YoY
-1.55%
32th percentile
Loan growth YoY
0.79%
66th percentile
Share growth YoY
-1.83%
36th percentile

Operations

Members / branch
2,191
82th percentile
Assets / member
$4,626
14th percentile
Field of membership penetration
87.64%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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