Opc

Durkee, OR · 1 · Charter #20951
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.8M
15th percentile
Members
312
11th percentile
Total loans
$2.4M
26th percentile
Total shares
$2.3M
17th percentile

Profitability

Return on assets
1.47%
78th percentile
Net interest margin
2.95%
18th percentile
Efficiency ratio
32.11%
96th percentile
Non-interest income ratio
0.81%
12th percentile

Capital & Risk

Net worth ratio
14.70%
49th percentile
Delinquency rate
1.21%
36th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
103.74%
95th percentile

Growth

Member growth YoY
1.96%
83th percentile
Asset growth YoY
-0.67%
37th percentile
Loan growth YoY
-1.30%
58th percentile
Share growth YoY
-0.81%
41th percentile

Operations

Members / branch
312
14th percentile
Assets / member
$8,833
46th percentile
Field of membership penetration
78.00%
90th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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