Brazos Star

College Station, TX · 2 · Charter #67408 · www.brazosstarcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$34.9M
84th percentile
Members
2,016
66th percentile
Total loans
$15.2M
79th percentile
Total shares
$29.5M
84th percentile

Profitability

Return on assets
1.25%
69th percentile
Net interest margin
3.27%
26th percentile
Efficiency ratio
55.24%
75th percentile
Non-interest income ratio
12.33%
61th percentile

Capital & Risk

Net worth ratio
14.83%
49th percentile
Delinquency rate
0.71%
50th percentile
Net charge-off rate
0.51%
32th percentile
Loan-to-share
51.49%
37th percentile

Growth

Member growth YoY
0.25%
70th percentile
Asset growth YoY
1.22%
51th percentile
Loan growth YoY
11.01%
91th percentile
Share growth YoY
0.31%
49th percentile

Operations

Members / branch
1,008
47th percentile
Assets / member
$17,323
92th percentile
Field of membership penetration
0.81%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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