Decatur Postal

Decatur, IL · 2 · Charter #65841 · www.decaturpostalcreditunion
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.5M
31th percentile
Members
490
17th percentile
Total loans
$2.6M
27th percentile
Total shares
$5.0M
30th percentile

Profitability

Return on assets
0.37%
30th percentile
Net interest margin
3.31%
27th percentile
Efficiency ratio
61.00%
62th percentile
Non-interest income ratio
2.13%
20th percentile

Capital & Risk

Net worth ratio
22.36%
81th percentile
Delinquency rate
1.38%
33th percentile
Net charge-off rate
0.23%
49th percentile
Loan-to-share
50.92%
36th percentile

Growth

Member growth YoY
-7.89%
8th percentile
Asset growth YoY
-1.46%
33th percentile
Loan growth YoY
-2.76%
51th percentile
Share growth YoY
-2.21%
33th percentile

Operations

Members / branch
490
22th percentile
Assets / member
$13,186
77th percentile
Field of membership penetration
32.67%
46th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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