Calhoun Liberty

Blountstown, FL · 2 · Charter #67431 · www.calhounlibertycu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$172.2M
80th percentile
Members
9,145
63th percentile
Total loans
$126.9M
89th percentile
Total shares
$142.7M
78th percentile

Profitability

Return on assets
1.42%
73th percentile
Net interest margin
4.27%
82th percentile
Efficiency ratio
57.94%
64th percentile
Non-interest income ratio
19.10%
60th percentile

Capital & Risk

Net worth ratio
10.65%
30th percentile
Delinquency rate
0.05%
97th percentile
Net charge-off rate
0.42%
41th percentile
Loan-to-share
88.94%
85th percentile

Growth

Member growth YoY
-0.77%
48th percentile
Asset growth YoY
7.61%
79th percentile
Loan growth YoY
9.44%
85th percentile
Share growth YoY
5.54%
68th percentile

Operations

Members / branch
3,048
48th percentile
Assets / member
$18,830
80th percentile
Field of membership penetration
8.10%
55th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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