The Catholic

AVON LAKE, OH · 2 · Charter #63177 · WWW.CUCATHOLIC.COM
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.6M
43th percentile
Members
1,255
45th percentile
Total loans
$5.7M
48th percentile
Total shares
$9.1M
44th percentile

Profitability

Return on assets
0.57%
38th percentile
Net interest margin
3.74%
41th percentile
Efficiency ratio
70.52%
42th percentile
Non-interest income ratio
7.55%
43th percentile

Capital & Risk

Net worth ratio
13.63%
41th percentile
Delinquency rate
0.38%
63th percentile
Net charge-off rate
-0.23%
97th percentile
Loan-to-share
62.20%
52th percentile

Growth

Member growth YoY
-2.18%
42th percentile
Asset growth YoY
-2.82%
26th percentile
Loan growth YoY
5.22%
79th percentile
Share growth YoY
-3.97%
25th percentile

Operations

Members / branch
1,255
56th percentile
Assets / member
$8,435
43th percentile
Field of membership penetration
25.10%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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