Leaders Credit Union

Jackson, TN · 2 · Charter #61185 · www.leaderscu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.3B
20th percentile
Members
88,214
35th percentile
Total loans
$1.1B
33th percentile
Total shares
$975.2M
13th percentile

Profitability

Return on assets
1.87%
91th percentile
Net interest margin
3.29%
56th percentile
Efficiency ratio
45.44%
75th percentile
Non-interest income ratio
29.47%
96th percentile

Capital & Risk

Net worth ratio
10.92%
54th percentile
Delinquency rate
0.79%
46th percentile
Net charge-off rate
0.61%
36th percentile
Loan-to-share
112.22%
96th percentile

Growth

Member growth YoY
11.67%
95th percentile
Asset growth YoY
12.87%
91th percentile
Loan growth YoY
10.38%
80th percentile
Share growth YoY
15.40%
93th percentile

Operations

Members / branch
8,821
63th percentile
Assets / member
$14,625
18th percentile
Field of membership penetration
39.07%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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