Finanta

Lancaster, PA · 1 · Charter #24928 · www.finantacreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$35.3M
84th percentile
Members
1,591
55th percentile
Total loans
$4.3M
39th percentile
Total shares
$12.7M
54th percentile

Profitability

Return on assets
1.78%
86th percentile
Net interest margin
2.69%
12th percentile
Efficiency ratio
75.24%
33th percentile
Non-interest income ratio
66.72%
99th percentile

Capital & Risk

Net worth ratio
14.49%
47th percentile
Delinquency rate
0.57%
55th percentile
Net charge-off rate
1.04%
16th percentile
Loan-to-share
34.34%
16th percentile

Growth

Member growth YoY
52.69%
99th percentile
Asset growth YoY
36.81%
99th percentile
Loan growth YoY
30.59%
98th percentile
Share growth YoY
155.69%
100th percentile

Operations

Members / branch
1,591
67th percentile
Assets / member
$22,184
97th percentile
Field of membership penetration
79.55%
90th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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