Henrico

Henrico, VA · 1 · Charter #18175 · www.henricofcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$486.1M
55th percentile
Members
31,329
57th percentile
Total loans
$300.8M
51th percentile
Total shares
$429.6M
59th percentile

Profitability

Return on assets
1.44%
79th percentile
Net interest margin
3.04%
25th percentile
Efficiency ratio
47.85%
88th percentile
Non-interest income ratio
22.28%
71th percentile

Capital & Risk

Net worth ratio
10.44%
43th percentile
Delinquency rate
1.26%
18th percentile
Net charge-off rate
0.45%
46th percentile
Loan-to-share
70.03%
27th percentile

Growth

Member growth YoY
1.80%
64th percentile
Asset growth YoY
8.27%
76th percentile
Loan growth YoY
14.75%
91th percentile
Share growth YoY
7.34%
74th percentile

Operations

Members / branch
3,916
35th percentile
Assets / member
$15,516
44th percentile
Field of membership penetration
2.75%
36th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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