Homefield

NORTH GRAFTON, MA · 2 · Charter #68057 · www.homefieldcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$171.9M
80th percentile
Members
6,908
44th percentile
Total loans
$138.9M
93th percentile
Total shares
$141.2M
77th percentile

Profitability

Return on assets
-0.09%
3th percentile
Net interest margin
2.86%
13th percentile
Efficiency ratio
61.73%
53th percentile
Non-interest income ratio
9.37%
13th percentile

Capital & Risk

Net worth ratio
9.91%
22th percentile
Delinquency rate
1.13%
28th percentile
Net charge-off rate
0.06%
90th percentile
Loan-to-share
98.36%
94th percentile

Growth

Member growth YoY
-3.76%
19th percentile
Asset growth YoY
-3.02%
7th percentile
Loan growth YoY
-5.04%
18th percentile
Share growth YoY
2.36%
40th percentile

Operations

Members / branch
3,454
58th percentile
Assets / member
$24,891
93th percentile
Field of membership penetration
0.34%
3th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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