Preferred

Grand Rapids, MI · 2 · Charter #62340 · www.preferredcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$308.0M
17th percentile
Members
23,514
37th percentile
Total loans
$158.5M
7th percentile
Total shares
$256.2M
16th percentile

Profitability

Return on assets
1.31%
73th percentile
Net interest margin
3.76%
70th percentile
Efficiency ratio
61.99%
37th percentile
Non-interest income ratio
24.57%
79th percentile

Capital & Risk

Net worth ratio
14.15%
86th percentile
Delinquency rate
0.44%
76th percentile
Net charge-off rate
0.48%
43th percentile
Loan-to-share
61.87%
15th percentile

Growth

Member growth YoY
-1.49%
28th percentile
Asset growth YoY
6.35%
60th percentile
Loan growth YoY
4.65%
53th percentile
Share growth YoY
5.20%
55th percentile

Operations

Members / branch
3,919
35th percentile
Assets / member
$13,099
21th percentile
Field of membership penetration
47.03%
94th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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