Northwest Hills

Torrington, CT · 2 · Charter #65803 · www.nwhcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$53.3M
4th percentile
Members
3,701
11th percentile
Total loans
$25.3M
9th percentile
Total shares
$48.3M
8th percentile

Profitability

Return on assets
1.55%
79th percentile
Net interest margin
3.87%
62th percentile
Efficiency ratio
54.93%
72th percentile
Non-interest income ratio
11.21%
20th percentile

Capital & Risk

Net worth ratio
9.23%
14th percentile
Delinquency rate
0.21%
86th percentile
Net charge-off rate
0.29%
54th percentile
Loan-to-share
52.29%
23th percentile

Growth

Member growth YoY
-2.58%
28th percentile
Asset growth YoY
20.35%
98th percentile
Loan growth YoY
22.00%
98th percentile
Share growth YoY
20.56%
98th percentile

Operations

Members / branch
1,851
17th percentile
Assets / member
$14,413
49th percentile
Field of membership penetration
2.00%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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