Suwannee River

LIVE OAK, FL · 1 · Charter #1086 · www.suwanneeriverfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$25.6M
71th percentile
Members
2,343
74th percentile
Total loans
$14.2M
77th percentile
Total shares
$22.1M
72th percentile

Profitability

Return on assets
1.17%
66th percentile
Net interest margin
4.39%
65th percentile
Efficiency ratio
75.74%
31th percentile
Non-interest income ratio
11.31%
57th percentile

Capital & Risk

Net worth ratio
11.79%
29th percentile
Delinquency rate
0.08%
79th percentile
Net charge-off rate
-0.05%
94th percentile
Loan-to-share
64.12%
55th percentile

Growth

Member growth YoY
-2.13%
42th percentile
Asset growth YoY
-4.90%
17th percentile
Loan growth YoY
-4.43%
44th percentile
Share growth YoY
-8.01%
12th percentile

Operations

Members / branch
1,172
53th percentile
Assets / member
$10,905
64th percentile
Field of membership penetration
4.18%
16th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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