Western Pa

New Kensington, PA · 1 · Charter #21140 · www.westernpafcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$22.1M
66th percentile
Members
1,243
44th percentile
Total loans
$10.5M
67th percentile
Total shares
$19.2M
67th percentile

Profitability

Return on assets
-0.36%
10th percentile
Net interest margin
1.80%
3th percentile
Efficiency ratio
56.39%
73th percentile
Non-interest income ratio
1.50%
17th percentile

Capital & Risk

Net worth ratio
12.96%
37th percentile
Delinquency rate
2.71%
17th percentile
Net charge-off rate
0.14%
58th percentile
Loan-to-share
54.92%
42th percentile

Growth

Member growth YoY
-5.26%
16th percentile
Asset growth YoY
-5.21%
16th percentile
Loan growth YoY
-5.97%
37th percentile
Share growth YoY
-5.58%
18th percentile

Operations

Members / branch
622
29th percentile
Assets / member
$17,754
93th percentile
Field of membership penetration
41.43%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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