Chaves County School Employees

Roswell, NM · 2 · Charter #66143 · www.ccsecunm.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$37.4M
87th percentile
Members
2,416
75th percentile
Total loans
$11.2M
69th percentile
Total shares
$29.4M
83th percentile

Profitability

Return on assets
2.35%
95th percentile
Net interest margin
3.55%
35th percentile
Efficiency ratio
43.46%
90th percentile
Non-interest income ratio
17.09%
76th percentile

Capital & Risk

Net worth ratio
21.22%
78th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.08%
64th percentile
Loan-to-share
38.29%
20th percentile

Growth

Member growth YoY
-0.21%
64th percentile
Asset growth YoY
3.81%
67th percentile
Loan growth YoY
3.74%
75th percentile
Share growth YoY
1.78%
57th percentile

Operations

Members / branch
1,208
55th percentile
Assets / member
$15,470
87th percentile
Field of membership penetration
80.53%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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