Freedom United

ROCHESTER, PA · 1 · Charter #3487 · www.FREEDOMUNITEDFCU.COM
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$92.0M
40th percentile
Members
6,854
44th percentile
Total loans
$25.3M
9th percentile
Total shares
$75.1M
37th percentile

Profitability

Return on assets
2.32%
96th percentile
Net interest margin
4.01%
69th percentile
Efficiency ratio
47.55%
86th percentile
Non-interest income ratio
14.49%
36th percentile

Capital & Risk

Net worth ratio
18.26%
90th percentile
Delinquency rate
0.95%
37th percentile
Net charge-off rate
0.11%
82th percentile
Loan-to-share
33.76%
5th percentile

Growth

Member growth YoY
-0.82%
47th percentile
Asset growth YoY
5.53%
64th percentile
Loan growth YoY
5.63%
74th percentile
Share growth YoY
3.94%
55th percentile

Operations

Members / branch
2,285
29th percentile
Assets / member
$13,419
42th percentile
Field of membership penetration
45.69%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Freedom United?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo