Ohio Valley

Batavia, OH · 1 · Charter #22688 · www.ovfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$26.0M
72th percentile
Members
2,107
68th percentile
Total loans
$9.8M
65th percentile
Total shares
$23.5M
74th percentile

Profitability

Return on assets
0.92%
55th percentile
Net interest margin
3.75%
42th percentile
Efficiency ratio
69.01%
45th percentile
Non-interest income ratio
13.26%
64th percentile

Capital & Risk

Net worth ratio
9.12%
10th percentile
Delinquency rate
1.51%
31th percentile
Net charge-off rate
0.16%
54th percentile
Loan-to-share
41.82%
24th percentile

Growth

Member growth YoY
-3.88%
25th percentile
Asset growth YoY
-4.37%
18th percentile
Loan growth YoY
-8.03%
30th percentile
Share growth YoY
-5.53%
18th percentile

Operations

Members / branch
2,107
80th percentile
Assets / member
$12,348
73th percentile
Field of membership penetration
0.63%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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