Silverado

ANGWIN, CA · 2 · Charter #68491 · www.silveradocu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$50.0M
100th percentile
Members
2,918
83th percentile
Total loans
$38.3M
100th percentile
Total shares
$44.2M
100th percentile

Profitability

Return on assets
0.62%
41th percentile
Net interest margin
4.21%
59th percentile
Efficiency ratio
77.89%
28th percentile
Non-interest income ratio
8.23%
46th percentile

Capital & Risk

Net worth ratio
11.28%
25th percentile
Delinquency rate
1.18%
37th percentile
Net charge-off rate
0.00%
74th percentile
Loan-to-share
86.62%
84th percentile

Growth

Member growth YoY
-6.86%
10th percentile
Asset growth YoY
-12.72%
3th percentile
Loan growth YoY
1.58%
69th percentile
Share growth YoY
-14.53%
3th percentile

Operations

Members / branch
973
45th percentile
Assets / member
$17,131
92th percentile
Field of membership penetration
2.92%
13th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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