Grasslands

CIRCLE, MT · 1 · Charter #11030 · www.grasslandscu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$130.0M
63th percentile
Members
3,865
13th percentile
Total loans
$76.3M
63th percentile
Total shares
$110.9M
63th percentile

Profitability

Return on assets
0.82%
36th percentile
Net interest margin
3.11%
22th percentile
Efficiency ratio
52.54%
79th percentile
Non-interest income ratio
6.52%
6th percentile

Capital & Risk

Net worth ratio
14.07%
70th percentile
Delinquency rate
0.16%
90th percentile
Net charge-off rate
0.22%
63th percentile
Loan-to-share
68.78%
51th percentile

Growth

Member growth YoY
1.10%
71th percentile
Asset growth YoY
10.81%
90th percentile
Loan growth YoY
-3.45%
24th percentile
Share growth YoY
12.20%
92th percentile

Operations

Members / branch
1,933
20th percentile
Assets / member
$33,633
98th percentile
Field of membership penetration
4.89%
46th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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