Temple Santa Fe Community

Temple, TX · 2 · Charter #67573 · www.tsfccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$24.1M
69th percentile
Members
1,686
57th percentile
Total loans
$14.5M
77th percentile
Total shares
$22.0M
72th percentile

Profitability

Return on assets
0.64%
42th percentile
Net interest margin
3.99%
50th percentile
Efficiency ratio
79.97%
24th percentile
Non-interest income ratio
14.43%
67th percentile

Capital & Risk

Net worth ratio
8.51%
7th percentile
Delinquency rate
0.18%
73th percentile
Net charge-off rate
-0.00%
91th percentile
Loan-to-share
65.64%
57th percentile

Growth

Member growth YoY
0.36%
71th percentile
Asset growth YoY
10.30%
92th percentile
Loan growth YoY
7.79%
86th percentile
Share growth YoY
11.30%
93th percentile

Operations

Members / branch
1,686
70th percentile
Assets / member
$14,306
83th percentile
Field of membership penetration
0.42%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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