L. A. Electrical Workers Credit Un.

Pasadena, CA · 2 · Charter #60755 · www.laewcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$52.1M
2th percentile
Members
8,432
57th percentile
Total loans
$12.4M
1th percentile
Total shares
$40.3M
1th percentile

Profitability

Return on assets
1.08%
53th percentile
Net interest margin
3.69%
52th percentile
Efficiency ratio
76.33%
12th percentile
Non-interest income ratio
22.33%
74th percentile

Capital & Risk

Net worth ratio
20.50%
93th percentile
Delinquency rate
0.20%
87th percentile
Net charge-off rate
0.55%
28th percentile
Loan-to-share
30.69%
3th percentile

Growth

Member growth YoY
-11.00%
3th percentile
Asset growth YoY
1.97%
34th percentile
Loan growth YoY
-3.96%
22th percentile
Share growth YoY
2.52%
42th percentile

Operations

Members / branch
4,216
73th percentile
Assets / member
$6,184
1th percentile
Field of membership penetration
33.73%
82th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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