Dakota Rail Line

HURON, SD · 1 · Charter #9907
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.2M
25th percentile
Members
493
17th percentile
Total loans
$3.9M
37th percentile
Total shares
$4.3M
27th percentile

Profitability

Return on assets
1.73%
85th percentile
Net interest margin
5.26%
88th percentile
Efficiency ratio
54.16%
77th percentile
Non-interest income ratio
5.27%
35th percentile

Capital & Risk

Net worth ratio
16.39%
58th percentile
Delinquency rate
0.02%
83th percentile
Net charge-off rate
-0.14%
96th percentile
Loan-to-share
89.54%
87th percentile

Growth

Member growth YoY
-1.79%
46th percentile
Asset growth YoY
2.83%
61th percentile
Loan growth YoY
5.46%
80th percentile
Share growth YoY
1.19%
54th percentile

Operations

Members / branch
493
23th percentile
Assets / member
$10,519
60th percentile
Field of membership penetration
41.08%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Dakota Rail Line?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo