Del Rio S.P.

DEL RIO, TX · 2 · Charter #67531
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.3M
18th percentile
Members
768
28th percentile
Total loans
$1.3M
17th percentile
Total shares
$2.1M
16th percentile

Profitability

Return on assets
-1.83%
3th percentile
Net interest margin
6.29%
96th percentile
Efficiency ratio
93.57%
10th percentile
Non-interest income ratio
3.99%
29th percentile

Capital & Risk

Net worth ratio
36.78%
96th percentile
Delinquency rate
3.75%
11th percentile
Net charge-off rate
3.00%
4th percentile
Loan-to-share
63.05%
53th percentile

Growth

Member growth YoY
-0.52%
61th percentile
Asset growth YoY
-6.34%
12th percentile
Loan growth YoY
18.55%
96th percentile
Share growth YoY
-7.44%
13th percentile

Operations

Members / branch
768
36th percentile
Assets / member
$4,268
12th percentile
Field of membership penetration
96.00%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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