Wedevelopment

Kansas City, MO · 1 · Charter #24937 · www.wedevelopmentfcu.com/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.9M
16th percentile
Members
828
31th percentile
Total loans
$1.6M
19th percentile
Total shares
$1.3M
11th percentile

Profitability

Return on assets
-10.46%
0th percentile
Net interest margin
3.98%
50th percentile
Efficiency ratio
166.18%
1th percentile
Non-interest income ratio
53.99%
98th percentile

Capital & Risk

Net worth ratio
3.73%
0th percentile
Delinquency rate
25.02%
1th percentile
Net charge-off rate
3.35%
3th percentile
Loan-to-share
122.76%
98th percentile

Growth

Member growth YoY
65.60%
100th percentile
Asset growth YoY
-7.73%
9th percentile
Loan growth YoY
23.25%
97th percentile
Share growth YoY
9.36%
90th percentile

Operations

Members / branch
828
39th percentile
Assets / member
$3,521
9th percentile
Field of membership penetration
20.70%
33th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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