Fort McClellan

Anniston, AL · 2 · Charter #61800 · www.fortmcclellancu.org/
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$222.5M
95th percentile
Members
15,295
91th percentile
Total loans
$95.3M
73th percentile
Total shares
$200.4M
96th percentile

Profitability

Return on assets
0.01%
4th percentile
Net interest margin
2.87%
14th percentile
Efficiency ratio
77.99%
10th percentile
Non-interest income ratio
19.84%
63th percentile

Capital & Risk

Net worth ratio
12.76%
57th percentile
Delinquency rate
0.98%
34th percentile
Net charge-off rate
0.67%
20th percentile
Loan-to-share
47.59%
18th percentile

Growth

Member growth YoY
-0.05%
57th percentile
Asset growth YoY
1.32%
29th percentile
Loan growth YoY
-1.24%
34th percentile
Share growth YoY
0.12%
24th percentile

Operations

Members / branch
2,549
37th percentile
Assets / member
$14,547
51th percentile
Field of membership penetration
41.47%
86th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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