Travis County

Austin, TX · 2 · Charter #67604 · www.tccu.net/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$42.3M
93th percentile
Members
3,370
89th percentile
Total loans
$24.2M
94th percentile
Total shares
$38.2M
96th percentile

Profitability

Return on assets
1.05%
62th percentile
Net interest margin
4.31%
63th percentile
Efficiency ratio
74.66%
34th percentile
Non-interest income ratio
16.74%
75th percentile

Capital & Risk

Net worth ratio
9.29%
12th percentile
Delinquency rate
0.37%
63th percentile
Net charge-off rate
0.89%
20th percentile
Loan-to-share
63.47%
54th percentile

Growth

Member growth YoY
1.63%
81th percentile
Asset growth YoY
0.75%
47th percentile
Loan growth YoY
-3.43%
48th percentile
Share growth YoY
0.41%
49th percentile

Operations

Members / branch
3,370
94th percentile
Assets / member
$12,559
74th percentile
Field of membership penetration
0.67%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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