Kenmore N. Y. Teachers

Buffalo, NY · 1 · Charter #858 · www.kenteachfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$65.3M
17th percentile
Members
3,786
12th percentile
Total loans
$26.2M
10th percentile
Total shares
$59.5M
21th percentile

Profitability

Return on assets
0.63%
24th percentile
Net interest margin
2.39%
4th percentile
Efficiency ratio
49.04%
84th percentile
Non-interest income ratio
6.58%
6th percentile

Capital & Risk

Net worth ratio
9.57%
18th percentile
Delinquency rate
0.98%
34th percentile
Net charge-off rate
-0.04%
99th percentile
Loan-to-share
44.00%
12th percentile

Growth

Member growth YoY
-1.30%
42th percentile
Asset growth YoY
6.09%
69th percentile
Loan growth YoY
-5.12%
17th percentile
Share growth YoY
5.97%
71th percentile

Operations

Members / branch
3,786
66th percentile
Assets / member
$17,250
72th percentile
Field of membership penetration
84.13%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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