Scott Associates

Marysville, OH · 2 · Charter #63386 · www.mysacu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$15.5M
54th percentile
Members
2,024
66th percentile
Total loans
$11.3M
70th percentile
Total shares
$13.5M
56th percentile

Profitability

Return on assets
0.29%
26th percentile
Net interest margin
3.49%
33th percentile
Efficiency ratio
68.06%
47th percentile
Non-interest income ratio
16.83%
75th percentile

Capital & Risk

Net worth ratio
11.20%
24th percentile
Delinquency rate
0.76%
48th percentile
Net charge-off rate
0.58%
29th percentile
Loan-to-share
83.67%
81th percentile

Growth

Member growth YoY
7.77%
96th percentile
Asset growth YoY
13.91%
96th percentile
Loan growth YoY
34.81%
98th percentile
Share growth YoY
13.64%
95th percentile

Operations

Members / branch
2,024
78th percentile
Assets / member
$7,662
36th percentile
Field of membership penetration
50.60%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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